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It’s Time to Become Rich: “No Money Day”
  • 최현정 기자
  • 등록 2022-09-27 14:45:46
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 Typically when people shop, rather than just looking at quality, people often choose products with high psychological satisfaction for the price. This can be a way to relieve stress by having fun wasting a little money on items that are not immediately needed. However, consumption behavior is changing as the global economic recession and inflation set in.


 For example, for office workers and students, a cup of coffee is the driving force for starting the day and a stimulant to shake off sleepiness. As a result, spending at caf is bound to increase naturally. But the trend of skipping this cup of coffee and saving this small expenditure is an example of practicing “No Money Day.” This is one of the ways to restrain from consumption habits. Stocks and real estate investment are not the only investment techniques. Keeping money in your pocket can also be a form of financial management. Setting specific goals is important because it is not easy to change your consumption habits in one day.


 An interview was conducted on the consumption habits of a 22-year-old Kyonggi University student. He is a friend who lives alone at the back gate of the school and works twice a month at a short-term part-time job. The average monthly consumption of this person is about 500,000 won. He answered that if he spends extra money during the semester, he reduces his consumption on clothes and cosmetics because he does not have enough money. Even though he receives allowance from his parents, he saves as much as possible. In response to the feeling of inflation, he said that when he goes grocery shopping, he feels that the overall price of food ingredients has risen more than before. For example, he felt that the price of eggs had risen from 3-4,000 won to 5,000 won. He replied that in recent years he has been trying to reduce consumption by only buying what is really necessary. He said he always thinks about whether he really needs something before he buys it or if he thinks he will use it well even after buying it.



 My impression of practicing “No Money Day” in real life is that it requires tremendous willpower. We need a strong goal of reducing consumption in order to prepare for an uncertain future, putting aside doubts such as, “How long will it last?” There will be a lot of conflict between investing in current happiness and investing in the future, but I think it is a habit worth practicing one or two days a week. The best way to save money is to think about whether a purchase is really necessary or not and to reduce unnecessary spending. Pharos suggests that you try practicing this strategy, depending on your own situation of course.


75th Reporter • CHOI HYUN JEONG • chj010627@kyonggi.ac.kr 

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